Law 27489, known as the Credit Information System Law (CEPIRS), was established to promote transparency and security in commercial and financial transactions. This law ensures that both companies and individuals can access accurate and up-to-date credit information, which is crucial for making informed decisions in the business world. By regulating the collection, storage, and dissemination of credit information, the law protects all parties involved in a transaction, fostering a trustworthy and transparent market environment.
Credit report providers, such as Del Risco Reports, must adhere to strict regulations established by Law 27489. These include the proper handling of personal data, continuous verification of information accuracy, and the implementation of security measures to protect data from unauthorized access. Additionally, these agencies must ensure that the data provided in the reports is used solely for legitimate purposes, such as credit risk assessments, to prevent any misuse of the information.
Although agencies like Del Risco Reports are authorized to sell credit reports, this sale is exclusively conducted with duly qualified providers. This means that only companies and entities that meet legal requirements and demonstrate legitimate use of the information can access these reports. This restriction is crucial to protect consumer privacy and ensure that credit information is used ethically and responsibly.
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